Banking Services chronicle

Banking Services chronicle

Banking Services chronicle  Published this article page no  130 National Rural Livelihoods Project (NRLP) has been designed as a subset of NRLM to create proof of concept build capacities of the Centre and States and create an enabling environment to facilitate all States and Union Territories to transit to the NRLM.Core values o Inclusion of the poorest and meaningful role to the poorest in all the processes o Transparency and accountability of all processes and institutions o Ownership and key role of the poor and their institutions in all stages – planning implementation and monitoring o Community selfreliance and selfdependence. 111Achievements o It has mobilised a total of 8.01 Crore women from poor and vulnerable communities into 73.19 lakhs SHGs. o In the current year 248 blocks have been covered with the mobilization of 41.02 lakh households into 3.81 lakh SHGs. o Around 3.5 lakhs community resource persons (CRPs) have been developed for providing capacity building and technical support to community institutions. o Scheme has been able to facilitate a total of Rs. 4.35 lakh crore of Bank Loan to the SHGs from 2013 to 2021. o The Nonperforming Assets (NPA) is just 2.57% which shows the remarkable repayments culture in the SHG members under DAYNRLM. PRADHAN MANTRI KRISHI SINCHAYEE YOJANA (PMKSY) Why in news? The Union government has approved extension of the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) till 2026. About PMKSY Objectives Key FeaturesAchieve convergence of investments in irrigation at the field level (preparation of district level and if required sub district level water use plans).Enhance the physical access of water on the farm and expand cultivable area under assured irrigation (Har Khet ko pani).Integration of water source distribution and its efficient use to make best use of water through appropriate technologies and practices.Improve onfarm water use efficiency to reduce wastage and increase availability both in duration and extent.Enhance the adoption of precision irrigation and other water saving technologies (More crop per drop).Enhance recharge of aquifers and introduce sustainable water conservation practices.Ensure the integrated development of rainfed areas using watershed approach towards soil and water conservation regeneration of ground Banking Services chronicle  buy.

Banking Services chronicle

banking service chronicle

banking service chronicle

banking service chronicle Published this article page no  59 POLICE COMMISSIONERATE SYSTEM  Recently Uttar Pradesh cabinet approved implementation of the commissioner system of policing for the two cities Lucknow and Noida that will give magisterial powers to their top police officers.  The state government exercises control and superintendence over the state police forces. At the district level a dual system of control exists. At the metropolitan level many states have replaced the dual system with the Commissionerate system. Dual system Commissionerate system Dual command structure over the district police means that control and direction over the police vests with the SP (head of district police) and the District Magistrate (executive). Unified command structure with the Commissioner of Police (rank of the Deputy Inspector General or above) as the sole head of the force within the city. Separation of powers of the DM (e.g. issues arrest warrants and licenses) and the police (e.g. investigate crimes and make arrests). Therefore less concentration of power in the police and accountability to DM at the district level. Powers of policing and magistracy concentrated in Commissioner. Directly accountable to state government and state police chief. Lesser accountability to the local administration.  It gives an integrated command structure which helps in speedy decision. It helps fix responsibility with the Commissioner and eliminates blame game between civil administration and police when something goes wrong.  It reduce workload of District Magistrate SP is assisted by AdditionalAssistant Deputy SPs Inspectors and constabulary. Commissioner is assisted by Special Joint Additional Deputy Commissioners etc. Inspector downwards rank structure is the same banking service chronicle  buy.

banking service chronicle

civil services chronicle magazine

civil services chronicle magazine

civil services chronicle magazine Published this article page no  25 Mismatch with curriculum expectations Childrens skills and abilities improve in each subsequent grade. But the huge jump between curriculum expectations at each grade means that by Std III their early language and numeracy outcomes are already well behind curriculum expectations. o For example 41.1% of students in Std I can recognize 2digit numbers while 72.2% of students in Std III can do so. But according to NCERTs specification of learning outcomes children are expected to be able to recognize numbers up to 99 in Std I itself. About ASER  ASER is samplebased household survey and largest citizenled survey in India.  It is an annual survey that aims to provide reliable annual estimates of childrens schooling status and basic learning levels for each state and rural district in India  Every year since 2005 ASER has reported on the ability to do basic reading and arithmetic tasks for children in the 516 age group in Rural India.  In 2017 ASER Beyond Basics focused on the abilities experiences and aspirations of youth in the 1418 age group. PreSchool Education and Care in India  The Right to Education Act proposes that state governments make the necessary arrangements for early childhood care and education for all preschool age children that is 3 to 6 years.  The draft National Education Policy 2019 underlines the importance of early childhood education and prescribes guidelines for providing preprimary education.  However the India Early Childhood Education Impact Study 2017 presents evidence that young children do not follow the enrollment trajectories outlined by policy. 70  Poor condition in anganwadis Children in anganwadis do worse than private preschool children on cognitive as well as early language tasks. o For instance 14% children in anganwadis could recognise letters or more compared to 52.9% in private preschools. Recommendation  civil services chronicle magazine buy.

civil services chronicle magazine

Banking service chronicle

Banking service chronicle

Banking service chronicle Published this article page no  21 Dissolution means annulment of the adoption legally due to nonadjustment of child with adoptive family after court decree for adoption has been obtained. Agencies involved  Central Adoption Resource Authority (CARA)  It is a statutory body of Ministry of Women & Child Development and functions as the nodal body which ensures smooth functioning of the adoption process from time to time. It is mandated to monitor and regulate incountry and intercountry adoptions.  State Adoption Resource Agency (SARA)  It acts as a nodal body within the State to promote and monitor adoption and noninstitutional care in coordination with CARA.  Specialized Adoption Agency (SAA)  It is a child care institution recognized by the State Government for the purpose of placing children in adoption.  Authorized Foreign Adoption Agency (AFAA) It is recognized as a foreign social or child welfare agency that is authorized by CARA on the recommendation of the concerned Central Authority or Government Department of that country for coordinating all matters relating to adoption of an Indian child by a citizen of that country.  District Child Protection Unit (DCPU) – It is a unit set up by the State Government at district level. It identifies orphan abandoned and surrendered children in the district and gets them declared legally free for adoption by Child Welfare Committee. Issues with Adoption in India  Banking service chronicle buy.

Banking service chronicle

Junior science refresher

Junior science refresher 

Junior science refresher Published this article page no  13 Policy reorientation o Progressive taxation in order to redistribute resources across society. o Social spending on public services such as education health and social protection. Evidence from more than 150 countries – shows that overall investment in public services and social protection can tackle inequality.  Free up womens time by easing the millions of unpaid hours they spend every day caring for their families and homes. Invest in public services including water electricity and childcare that reduce the time needed to do this unpaid work.  Low productivity workers should be incentivized to move to sectors that are more productive. Simultaneously fundamental reforms need to be delivered to increase the productivity of these sectors. Thus need for o Robust labour protections o Institutional and policy support for collective bargaining social safety nets and trade protectionism  Leveraging technology Technology should be looked at as a tool to address poverty and inequality. To leverage technology as a tool the government must o promote technological innovation use it in agricultural industrial and services sectors along with creating an encouraging regulatory environment. o promote digital literacy and internet penetration especially in local languages. o reskilling and better aligning education outcomes with industry needs Junior science refresher buy.

Junior science refresher 

knowledge questions magazine

knowledge questions magazine

knowledge questions magazine Published this article page no  06 MULTICELLULAR ANIMAL WITHOUT MITOCHONDRIAL DNA  Researchers have found a multicellular animal with no mitochondrial DNA.  The organism Henneguya salminicola a microscopic parasite is a nonoxygen breathing 88 animal. It is only known animal to exist without the need to breathe oxygen.  One of the common characteristics of multicellular animals is mitochondrial respiration the process by which oxygen is used to generate adenosine triphosphate the fuel used to power cellular processes for instance to burn food.  This mitochondrial respiration in which oxygen is used to generate energy is also called as aerobic respiration. While anaerobic respiration is the process by which cells do not use oxygen rather it uses oxidising agents to generate energy.  It is seen as a process of deevolution as it has shed unnecessary genes responsible for aerobic respiration and become an even simpler organism. 5G HACKATHON  5G Hackathon is aimed at shortlisting India focussed cutting edge ideas that can be converted into workable 5G products and solutions.  It is organised by Department of Telecommunications (DoT) in association with government academia & industry stakeholders.  It will convert innovating ideas into products and solutions in different verticals and develop India specific use cases around 5G.  It is open to developers students startups SMEs academic institutions & registered companies in India & NRIs.  It was organised along side India Mobile Congress (IMC) 2020 New Delhi. India Mobile Congress is the largest digital technology forum in South Asia organised by the DoT and Cellular Operator Association of India knowledge questions magazine buy.

knowledge questions magazine

knowledge questions magazine

knowledge questions magazine

knowledge questions magazine Published this article page no  05 PARSI POPULATION  Recent data show that Parsi population in the country has gone up by 233 since the launch of the Jiyo Parsi Scheme.  The population of Parsis a notified minority community under National Commission of Minorities Act 1992 had declined from 114000 in 1941 to 57264 in 2011. In this backdrop the scheme was introduced.  Jiyo Parsi scheme launched in 2013 aims to arrest the decline in population of the Parsi Community in India.  It comprises of three components Advocacy Component Health of the Community Component and Medical Component.  The scheme adopts a scientific protocol and structured interventions to stabilise the Parsi population.  Some reasons identified by National Commission for Minorities (NCM) for decline in population of Parsis o Late and nonmarriages o Fertility decline o Emigration o OutMarriages and o Separation and divorces. About Parsis (Zoroastrians)  Parsis follow Zoroastrianism which was founded by the Prophet Zoroaster (Zarathustra) in ancient Iran.  They emigrated to India to avoid religious persecution by Muslims in around 8th century.  They live chiefly in Mumbai and also in Karachi (Pakistan) and Bengaluru (Karnataka India) knowledge questions magazine buy. 

knowledge questions magazine